YNAB (You Need A Budget)

YNAB (You Need A Budget)

von You Need A Budget LLC

  • Kategorie: Finance
  • Erscheinungsdatum: 2015-10-20
  • Aktuelle Version: 2.5.1
  • Adult Rating: 4+
  • Dateigröße: 77.66 MB
  • Entwickler: You Need A Budget LLC
  • Kompatibilität: Benötigt iOS 10.0 oder neuer.
Bewertung: 3.5
Von 118 Bewertungen


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated



  • Great tool , activate monthly subscription

    Von Pn Bd
    This is a very useful app in every way and has all its aspects working perfectly. The iOS app has limited reports which are found in the web browser. I would like having more reports in the mobile app. At least for iPad if not for iPhone. Thanks
  • Touch ID/ Face ID

    Von Ptujec
    Great app overall. I think for an app with confidential information like this password protection should be a must though. Very uncool that it’s still missing.
  • Let me change the date of transactions to the future

    Von Tharos96
    The mobile app improved quite a bit. Unfortunately it‘s still not possible to postpone transactions in the app. I have to delete the early transactions and create them again for the actual coming date. Pls fix
  • Einzigartige App. Volle Punktzahl!!

    Von ChrissiNL
    Diese App ist dazu geeignet, die Einstellung zu Geld grundlegend zu ändern. Ich bin sehr sehr dankbar hierfür. Im Gegensatz zu meinen vorherigen Finanzapps weiß ich schon zu Anfang des Monats, was ich ausgeben werde: Ich plane zum Monatsbeginn meine Kosten und sortiere die Ausgaben dann, sozusagen live, ein. Die App ist ausgesprochen gut programmiert und die Bedienung macht Spaß. Auch der Service war bisher makellos: Fragen werden prompt beantwortet. Service und Programmoberfläche ist auf Englisch.
  • Abweichung App und Online, keine gute Auswertung

    Von MaximilianMustermanns
    In der WebApp sieht alles gut aus, in der App sind Kategorien mit zu vielen Transaktionen. Die Auswertung ist schlecht obwohl so viele Daten vorhanden sind. Wie entwickelt sich meine Ausgaben pro Empfänger? Kein Import von deutschen CSV Dateien... insgesamt ein besserer Überblick als ich vorher hatte, aber insgesamt zu wenig für die Abo-Gebühren.
  • Just missing one more thing.

    Von Dataskew
    Bring account reconciliation to iOS, pretty please.
  • Great app

    Von barbieauglend
    More than just a budget app!
  • Great app. But password protection is missing

    Von fllange69
    Just started and seems to be a really useful tool. One star minus as there is currently no password protection to enter the app. The data is too valuable to be unprotected.
  • Life changing!!!

    Von Christina Tro
    YNAB is life changing! It should be taught in school from an early age on. Within 2-3 months I have gained total control of my finances and some other aspects of my life! I have always had a decent income but had zero self-discipline and the typical belief of: saving money, affording nice things, being rich - all of that is not for me. Sad, right? I felt sad & frustrated most of the time when it came to money - except on pay day! I would grab the money, get me nice clothes, beauty salon visits, nice restaurants - I followed every impulse and would struggle for the rest of the month to make ends meet - zero control of what was going on in my bank account. When my partner asked me about my finances, I would snap at him and tell him that I did not want to talk about it nor take a closer look - but he kept asking and gently pushing me since he wanted to travel with me and did not have the money to pay for the both of us, one day he introduced YNAB to me - the first steps were hard, I did not get it, it did not make sense, it was frustrating and I wanted to quit, many times. Luckily, my better half felt the same, we watched the tutorials, waited eagerly for money to come in and soon had fun budgeting! A few days in, I realized that I did have plenty of money, that affording nice things WAS for me - frustration levels decreased and I started playing around with my money, rolled with the punches, started saving up for travel, furniture, nice expensive stuff, I took real control! Now I don’t do any more impulse buying, and if I do, it’s budgeted and planned! The best thing that YNAB has given me is that secure feeling of always knowing that I am on top of things - and really understanding what’s important to me and how to prioritize in terms of spendings. I am 100% in charge of my finances! This app has turned my life around, and that is a lot, seeing that for 2+ decades I had simply wasted my money and had nothing to show for it. I believe YNAB is for everyone, and if you do start it, be prepared to learn some (surprising) truths about yourself and become a better version of you!
  • Beste Finanzapp

    Von Robbygray
    Wobei es nicht nur eine Finanzapp ist. YNAB ist eine Lebensweise die meinen Bezug zu Geld grundlegend geändert hat. Tolles Gesamtpaket inkl. Top-Service bei Fragen. Hatte lange die Classic Version genutzt aber bereue den Umstieg auf das neue Modell in keiner Weise.